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How to save money on your budget

How to save money on your budget

Budgeting can be an extremely useful tool when it comes to spending money efficiently. Many people think that budgeting is just something that poor people do because they can't afford everything they want, but in reality that's not the case at all. Just like with coupons, sometimes people use budgeting in order to know where their money is going so they can save it towards something better than whatever else might be around.

How do I use coupons?

This part is easy. You just clip them! I know some people have old fashioned ways of clipping coupons but if you're looking for free stuff, there's no reason for it. I don't remember my mom ever clipping anything when she shopped so maybe this isn't a new thing, but either way I haven't seen it in use in a while. Just make sure everything is cut off and you can throw away the receipt once everything is cut out. Now, here are some tips for using coupons:

Make sure you're comparing apples to apples. I know that coupon values will differ but the same rule applies here. Getting a five dollar off on a can of beans when they usually cost three dollars is not exactly saving money. If it is cheaper, don't buy it if you have coupons for something else. Compare coupon code with online coupon site like Dealvario.

Don't be greedy! If there's nothing at all coming back to you after using your coupons then just don't use them! Sometimes it's just not worth the trouble. I buy certain things because of how good they are or because I love them so maybe just do that instead of paying full price for that item. Using coupons is about using free stuff and saving money, not getting everything you want!

Learn how to check for expiration dates. That's kind of obvious, right? Don't buy products with expired coupons because they're useless.

Always compare like with like. A coupon for a loaf of bread with a coupon for two loaves of bread is not going to make you any money unless you really do need both loaves of bread. Don't try and use coupons on things that aren't exactly like the thing you want to buy something else for. For example: If you like coffee and you find a deal on coffee then don't use that coupon on something else that costs more just because it's cheaper. It's not worth it.

Be smart about coupons. Don't use them for the things you don't need so they just go to waste.

Some coupons can be used multiple times so take advantage of that. I rarely find something I want every time so I usually take advantage of using coupons on things I'm already buying. Sometimes it's just easier to do that than futzing with coupon values to see if something will work out or not.

That's pretty much it for this time. I've got a lot of other ideas and things I want to tell you so I'll try and get those out as soon as possible. Please leave any suggestions or questions, and thanks again for reading!

Posted on Sep 07, 2022, in Money Saving Tips

Any information contained within the contents of this blog are opinions and suggestions of the writers and do not necessarily reflect any policies or positions of the credit union. Any reference made to products or promotions are not guaranteed at any time. This information is not intended to be considered financial advice. It is provided for your education only. Community 1st Credit Union is Federally Insured by the NCUA.